Chapter 13 Bankruptcy Attorneys in Greater Detroit
Protect Your Assets From Being Taken Away by Creditors
Are you anxious and stressed out due to excessive debt? Chapter 13 reorganization bankruptcy will help you come out of it. It's greatly helpful if you've got assets, including your car or home, you want to keep and protect from creditors. At the Debt Relief Center, our consumer Chapter 13 bankruptcy attorneys have been helping individual consumers find solutions to debt situations for the last 25 years.
Get Benefits From Chapter 13
Living under debt can take a toll on you and your family. With our experience and skills, we'll help you get a new start using Chapter 13 bankruptcy. It'll help you reorganize your debt according to your ability to pay. It will provide you with three to five-year repayment plans to pay off your debt, reduce or eliminate it, or make it current. Chapter 13 uses a means test to establish the unsecured debt percentage you can afford to pay back. If you have secured debts, they'll be made current during the period of repayment, which when combined with automatic stay on every collection activity (a part of bankruptcy in general), will help you fight repossession and foreclosure.
Find Help During a Financial Emergency
Chapter 13 has many additional benefits, including helping you to lower your car payment, to spread out non-dischargeable tax debt payment, to deal with non-dischargeable student loans through ways that suit your budget. During your financial emergencies like foreclosure of your home or repossession of your car, we'll use emergency filings to stop the foreclosure and repossession. Even in short-notice situations, we can help you stop extreme collection activities.
No More Harassing Phone Calls
While you are in your Chapter 13 bankruptcy, which lasts from 36-60 months, your creditors are prohibited by law from calling you. This comes as a great relief to our clients. You may refer any calls you do receive to our office, and we will talk to your creditors for you.